I've sat in your seat.
I know what's at stake.
As Board Chair of Saint Mark's School in Altadena, I made decisions about budgets, risk, and insurance for years. When the Eaton Fire burned our campus to the ground, I extended my term an extra year to help navigate the recovery.
Here's what I learned: Commercial insurance rarely covers a total loss. Every day we fight to keep the school open—and I can't stop wondering what could have been different if we had prepared.
That's why I started RF1. So other boards don't have to learn this lesson the hard way.
Saint Mark's School, Altadena — One of the only things still standing after the Eaton Fire burned the campus.
Current commercial clients
The Insurance Reality
What I Learned About Commercial Insurance
After the Eaton Fire, I sat in meetings with insurance adjusters. Here's what they don't tell you upfront.
You're probably underinsured
Most commercial policies don't cover full replacement costs. The gap can be millions.
Business interruption runs out
Policies cap at 12-24 months. Rebuilding a school or facility takes 3-5 years. Do the math.
5% premium discounts
Insurers are starting to offer discounts for fireproof vents. The install pays for itself in 2-3 years.
Who We Work With
If your organization has multiple buildings in a fire zone, we can help.
Schools
Every school in the foothills needs fire-resistant vents. We've worked with schools in Altadena and La Cañada—yours could be next.
Get a quoteFoster Care & Senior Living
We're currently working with Five Acres in Altadena. Licensed facilities have specific requirements—we handle the documentation.
Get a quoteHOAs & Multifamily
One vendor, one schedule, all units done. We coordinate with your board and handle everything so residents don't have to.
Get a quoteWineries & Agricultural
Larger properties in Santa Barbara wine country—week-long projects for tasting rooms, barns, and outbuildings.
Get a quoteWhat We Actually Do
100% of our work right now is fireproof vents. It's the #1 thing that stops embers from getting in.
Walk Your Property
We count every vent on every building. Foundation, soffit, gable—all of them.
Install Fire-Resistant Vents
CAL FIRE listed materials. We match your existing aesthetic so it doesn't look industrial.
Clear Zone 0
The 5 feet closest to buildings. Dead plants, debris, anything that can catch an ember.
Give You the Paperwork
Photos, specs, receipts. Everything your insurance company or board needs.
Compliance & Documentation
Get a quote for your property
Enter your address and we'll call you to schedule a walk-through.