All grant programs
Open·State·Grant
CalAssist Mortgage Fund
California Housing Finance Agency (CalHFA)
What you get
Up to $100,000 (12 months of mortgage payments)
Expanded Feb 2026 from $20K / 3 months to $100K / 12 months. Paid directly to the mortgage servicer. Does not need to be repaid.
Current status
Accepting applications. As of May 2026, 1,100+ survivors have been funded — most from the Eaton and Palisades fires.
Who qualifies
- Geography
- CA · all California counties
- Income
- Up to ~$281,400 household income (absolute basis)
- Property
- single family, condo, manufactured · owner-occupied
- Disaster declaration
- Required: Eaton Fire (2025), Palisades Fire (2025)
What work qualifies
- Program-specific work
Other rules: Home must have been destroyed or rendered uninhabitable by the disaster.
How to apply
- 01Confirm your home meets the eligibility above.
- 02Complete the qualifying work (or document existing work if it already meets the spec).
- 03Submit to California Housing Finance Agency (CalHFA) with photos, contractor invoices, and any required forms.
How RF1 helps
Not a hardening grant, but if you lost a home in Eaton or Palisades this covers a year of mortgage while you rebuild. We'll point you to the application.
Most homeowners qualify on paper but never claim — hiring the crew, capturing the work to spec, and crafting the submission stops them. We run end-to-end home hardening with vetted installers, document every install for each program's filing, and stack every claim into one project.