California wildfire grants matched to your address.
See exactly which grants and insurance discounts your home qualifies for. Free. By address. Updated quarterly.
About this tool
California offers more than a dozen wildfire mitigation grants and insurance discounts, but most homeowners never claim them because eligibility rules are scattered across federal, state, county, utility, insurer, and nonprofit agencies. Ready Fire One's free Grant Finder matches your California address to programs like AB 888 Safe Homes, Earthquake Brace + Bolt, Safer from Wildfires insurance discounts, IBHS Wildfire Prepared Home, and Firewise USA — all in one place, refreshed every quarter.
Browse the directory
Every California wildfire grant and discount we track.
10 programs across federal, state, county, utility, insurer, nonprofit, and code-mandate sources. Tap any card for the full program page — eligibility, how to apply, and how RF1 helps you claim it.
Safer from Wildfires
California Department of Insurance (regulation), individual insurers (apply discount)
5–20% off home insurance premium
View program detailsCalAssist Mortgage
California Housing Finance Agency (CalHFA)
Up to $100,000 (12 months of mortgage payments)
View program detailsWildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
$125 app + work cost · Pays back via 5–20% insurance discounts
View program detailsFirewise USA
National Fire Protection Association (NFPA), reviewed by CAL FIRE
0.1–15% insurance discount (varies by carrier)
View program detailsBrace + Bolt
California Residential Mitigation Program (CRMP) — joint CEA + Cal OES
$3,000 base · up to $10,000 with supplemental
View program detailsSCE Backup Power
Southern California Edison (SCE)
Up to $800 generator/battery rebate · Free battery for Medical Baseline
View program detailsCWMP
Cal OES + CAL FIRE (joint powers authority, authorized by AB 38)
Full-cost home hardening + defensible space (pilot)
View program detailsSafe Homes Grant
California Department of Insurance
Per-home cap pending CDI rulemaking
View program detailsZone 0 Mandate
CAL FIRE / Board of Forestry and Fire Protection (rulemaking); local fire authority (enforcement)
Typical cost to comply: $500–$8,000 per home
View program detailsLA Household Relief
LA County Department of Consumer and Business Affairs (DCBA), partnered with The Center by Lendistry
$6,000–$18,000 (one-time, program closed)
View program detailsFrequently asked
California wildfire grants — common questions.
- What wildfire grants are available to California homeowners?
- California homeowners can stack federal, state, county, utility, insurer, and nonprofit programs. The current core list includes the AB 888 California Safe Homes Grant, Earthquake Brace + Bolt, Safer from Wildfires insurance discounts, the IBHS Wildfire Prepared Home certification, and Firewise USA neighborhood designation. The full directory below tracks every program and refreshes every 3 months.
- Do I qualify for AB 888 California Safe Homes Grant?
- AB 888 is gated on three things: your home is in a High or Very High Fire Hazard Severity Zone (HFHSZ/VHFHSZ), your household income is at or below the county low-income limit (approximately $106,000 for a family of four in Los Angeles County), and your insurance is in place with an admitted carrier or the FAIR Plan. The CDI portal is not yet live; target launch was spring 2026. See full AB 888 eligibility.
- How does the Safer from Wildfires insurance discount work?
- Safer from Wildfires is a 2022 California Department of Insurance regulation that requires admitted home insurers to offer a discount (5–20%, varies by carrier) when your home meets verified mitigation criteria — Class A roof, ember-resistant vents, enclosed eaves, the 5-foot Zone 0 defensible space, and more. No income limit. Earned through documentation submitted at policy renewal. See the qualifying work list.
- What is the Earthquake Brace + Bolt program?
- Earthquake Brace + Bolt (EBB) is a $3,000 base grant from the California Residential Mitigation Program (CRMP) for seismic foundation retrofits on pre-1980 single-family homes with raised or cripple-wall foundations. Income-qualified households can stack a supplemental $7,000. Available in 1,100+ specific eligible ZIPs, most LA and Ventura foothill ZIPs included. Annual registration window — see the official site for current status.
- Are wildfire mitigation grants available in Los Angeles County?
- Yes — but only some. AB 888, Safer from Wildfires, IBHS Wildfire Prepared Home, Firewise USA, AB 3074 Zone 0, and SCE PSPS backup power are all available in LA County. The California Wildfire Mitigation Program (CWMP) pilot is NOT in LA or Ventura yet — currently restricted to Lake, San Diego, Shasta, Siskiyou, El Dorado, and Tuolumne counties. The Grant Finder above filters by your exact address.
- How do I apply for multiple wildfire grants at once?
- Most programs reward the same documented hardening work — Class A roof, ember vents, Zone 0 clearing, ember-resistant fencing — so a single project can stack across Safer from Wildfires, IBHS certification, Firewise designation, and AB 3074 compliance at the same time. Ready Fire One coordinates vetted installers, documents every install to each program's spec, and crafts the filings. Book a free walkthrough to see your stacking plan.
- Is the Grant Finder free?
- Yes. The Grant Finder is free and anonymous — we never ask for your income in dollars (only round tiers), and we never share your address or email. We re-verify every program every 3 months and publish the last-verified date on each card.
Refreshed quarterly
Every program re-verified every 3 months.
No data sold
Your address and email stay with us. Policy.
Not a government site
RF1 is independent. Verify details on each agency's official site.