California Wildfire Grant Finder

California wildfire grants matched to your address.

See exactly which grants and insurance discounts your home qualifies for. Free. By address. Updated quarterly.

Household income

Round tiers — we never ask for exact income.

We'll save your match and email you when programs open, close, or change. No spam.

About this tool

California offers more than a dozen wildfire mitigation grants and insurance discounts, but most homeowners never claim them because eligibility rules are scattered across federal, state, county, utility, insurer, and nonprofit agencies. Ready Fire One's free Grant Finder matches your California address to programs like AB 888 Safe Homes, Earthquake Brace + Bolt, Safer from Wildfires insurance discounts, IBHS Wildfire Prepared Home, and Firewise USA — all in one place, refreshed every quarter.

Browse the directory

Every California wildfire grant and discount we track.

10 programs across federal, state, county, utility, insurer, nonprofit, and code-mandate sources. Tap any card for the full program page — eligibility, how to apply, and how RF1 helps you claim it.

Open·Insurer

Safer from Wildfires

California Department of Insurance (regulation), individual insurers (apply discount)

5–20% off home insurance premium

View program details
Open·State

CalAssist Mortgage

California Housing Finance Agency (CalHFA)

Up to $100,000 (12 months of mortgage payments)

View program details
Open·Nonprofit

Wildfire Prepared Home

Insurance Institute for Business & Home Safety (IBHS)

$125 app + work cost · Pays back via 5–20% insurance discounts

View program details
Always on·Nonprofit

Firewise USA

National Fire Protection Association (NFPA), reviewed by CAL FIRE

0.1–15% insurance discount (varies by carrier)

View program details
Open·State

Brace + Bolt

California Residential Mitigation Program (CRMP) — joint CEA + Cal OES

$3,000 base · up to $10,000 with supplemental

View program details
Open·Utility

SCE Backup Power

Southern California Edison (SCE)

Up to $800 generator/battery rebate · Free battery for Medical Baseline

View program details
Open·State

CWMP

Cal OES + CAL FIRE (joint powers authority, authorized by AB 38)

Full-cost home hardening + defensible space (pilot)

View program details
Coming·State

Safe Homes Grant

California Department of Insurance

Per-home cap pending CDI rulemaking

View program details
Deadline·Code mandate

Zone 0 Mandate

CAL FIRE / Board of Forestry and Fire Protection (rulemaking); local fire authority (enforcement)

Typical cost to comply: $500–$8,000 per home

View program details
Closed·County

LA Household Relief

LA County Department of Consumer and Business Affairs (DCBA), partnered with The Center by Lendistry

$6,000–$18,000 (one-time, program closed)

View program details

Frequently asked

California wildfire grants — common questions.

What wildfire grants are available to California homeowners?
California homeowners can stack federal, state, county, utility, insurer, and nonprofit programs. The current core list includes the AB 888 California Safe Homes Grant, Earthquake Brace + Bolt, Safer from Wildfires insurance discounts, the IBHS Wildfire Prepared Home certification, and Firewise USA neighborhood designation. The full directory below tracks every program and refreshes every 3 months.
Do I qualify for AB 888 California Safe Homes Grant?
AB 888 is gated on three things: your home is in a High or Very High Fire Hazard Severity Zone (HFHSZ/VHFHSZ), your household income is at or below the county low-income limit (approximately $106,000 for a family of four in Los Angeles County), and your insurance is in place with an admitted carrier or the FAIR Plan. The CDI portal is not yet live; target launch was spring 2026. See full AB 888 eligibility.
How does the Safer from Wildfires insurance discount work?
Safer from Wildfires is a 2022 California Department of Insurance regulation that requires admitted home insurers to offer a discount (5–20%, varies by carrier) when your home meets verified mitigation criteria — Class A roof, ember-resistant vents, enclosed eaves, the 5-foot Zone 0 defensible space, and more. No income limit. Earned through documentation submitted at policy renewal. See the qualifying work list.
What is the Earthquake Brace + Bolt program?
Earthquake Brace + Bolt (EBB) is a $3,000 base grant from the California Residential Mitigation Program (CRMP) for seismic foundation retrofits on pre-1980 single-family homes with raised or cripple-wall foundations. Income-qualified households can stack a supplemental $7,000. Available in 1,100+ specific eligible ZIPs, most LA and Ventura foothill ZIPs included. Annual registration window — see the official site for current status.
Are wildfire mitigation grants available in Los Angeles County?
Yes — but only some. AB 888, Safer from Wildfires, IBHS Wildfire Prepared Home, Firewise USA, AB 3074 Zone 0, and SCE PSPS backup power are all available in LA County. The California Wildfire Mitigation Program (CWMP) pilot is NOT in LA or Ventura yet — currently restricted to Lake, San Diego, Shasta, Siskiyou, El Dorado, and Tuolumne counties. The Grant Finder above filters by your exact address.
How do I apply for multiple wildfire grants at once?
Most programs reward the same documented hardening work — Class A roof, ember vents, Zone 0 clearing, ember-resistant fencing — so a single project can stack across Safer from Wildfires, IBHS certification, Firewise designation, and AB 3074 compliance at the same time. Ready Fire One coordinates vetted installers, documents every install to each program's spec, and crafts the filings. Book a free walkthrough to see your stacking plan.
Is the Grant Finder free?
Yes. The Grant Finder is free and anonymous — we never ask for your income in dollars (only round tiers), and we never share your address or email. We re-verify every program every 3 months and publish the last-verified date on each card.

Refreshed quarterly

Every program re-verified every 3 months.

No data sold

Your address and email stay with us. Policy.

Not a government site

RF1 is independent. Verify details on each agency's official site.