Firewise USA Community Designation
National Fire Protection Association (NFPA), reviewed by CAL FIRE
What you get
0.1–15% insurance discount (varies by carrier)
No direct cash payout. Insurers must recognize Firewise sites under Safer from Wildfires regs, but the discount % is set by each carrier. NFPA updates the insurer roster twice a year, so a fresh designation can take months to reach your policy.
Current status
Open year-round. Designation is renewed annually with documented community investment.
Who qualifies
- Geography
- CA · all California counties
- Income
- No income limit
- Property
- single family, condo, manufactured, townhouse
What work qualifies
- Zone 0 vegetation clearing (first 5 ft)
- Ember-resistant vents
- Ember-resistant fencing
- Fence-to-house break
- Program-specific work
· DIY work allowed
Other rules: Community must include a minimum of 8 contiguous homes (NFPA rule). Max 2,500.
How to apply
- 01Confirm your home meets the eligibility above.
- 02Complete the qualifying work (or document existing work if it already meets the spec).
- 03Submit to National Fire Protection Association (NFPA) with photos, contractor invoices, and any required forms.
How RF1 helps
We help your neighborhood get Firewise designated. That unlocks an insurance discount for every home on the block, not just yours.
Most homeowners qualify on paper but never claim — hiring the crew, capturing the work to spec, and crafting the submission stops them. We run end-to-end home hardening with vetted installers, document every install for each program's filing, and stack every claim into one project.